Sunday, March 14, 2010

1-800-462-3118

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Posted by Jim on Sep 19, 2006 1,221 views

Bad Business to avoid. This is a call center for scum bag mortgage refinance agencies. Even AFTER opting out of receiving junk mail offers from agencies based upon my credit report, I am getting these bad business fuckers mail.

Today the junk email comes from Anthony Casale
Asset Relations
Aceltis Financial Group
Lender License #L050304

If you get the chance DO NOT do any business with people who practice this and other forms of disreputabile advertising.

18004623118
8004623118

A google search for these numbers and people went no where….this morning. Luckily in a few days they will bring people here, and we can all share in spot lighting these bad business and their shady practices.

Oh, BTW, when I called they asked for my customer ID #: 702 0114149 After giving them the number I asked to be removed and told the lady on the phone that I felt sorry she had to work for such scum bags. She hung up. So I called back. She said all she needed to remove my was the customer ID. So I said that she must get lets of calls asking to be removed. She said “I don’t have to take verbal abuse” and hung up again.

Note: Call back in a few days and see if they have my name actually “removed”. I doubt it.

Filed Under: soapbox

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  • Ronin said,

    I received a letter in the mail today that looked just like a DMV notice or a Gas Bill. It’s the kind where you have to tear the sides and bottom strips off to open it.

    It came from:
    National Loan Refinance Center
    1-800-462-3118
    Lender License #RML397-0

    Here’s two pictures to show you what I received:

    http://img.photobucket.com/albums/v284/RoninDH/Various/FAKEMO3.jpg

    http://img.photobucket.com/albums/v284/RoninDH/Various/FAKEMO4.jpg

    I think what’s funny is that the house and mortgage are no longer in my name, but my wife’s name yet they addressed it to me.

    I’m going to call them tomorrow to find out where they purchased my personal information from, and to also request to be removed from their list, as I’m registered with the Federal Do-Not-Call and the Federal Do-Not-Mail list as well.

  • Undisclosed said,

    Type your comment here.
    I received junk mail from this clown today.
    My suspicion was aroused by the “personal and confidential” on the envelope, with a warning about “obstruction of US mail” on the face. I noticed, however, that the postage indicia said “presorted standard,” paid by “mail source,” so it was quickly evident that this was bulk mail.
    The return address on the envelope was 7801 Triple Lakes Road, East Carondelet IL 62240. A Google search of this address revealed it was the home of someone who graduated a few years ago, but was more recently sold.
    A reverse-address search turned up no telephone number for this address and clearly there is no established business at this address.
    A google search for the phone number inside brought me to this Web page.
    Clearly, I’d have to be an idiot to respond to a deceptive bulk mailer that doesn’t even have a business name or address.

  • Private Individual said,

    I received a similar mailing touting this toll-free number. It was a mailing that looked like a check where you tear off the strips on the sides. It was marked “personal and confidential,” with a warning on the face about “obstruction of US Mail” (which is usually an indicator of a crap bulk mailing). Sure enough, the item had indicia for “presorted standard” postage paid by “mail source.”

    The return address on the envelope was 7801 Triple Lakes Rd, East Carondelet IL 62240. Google search finds this was the home of a college graduate a few years ago and was more recently sold. Reverse-lookup gives no phone listing for this address and clearly no business is listed there. There was no business name on the envelope.

    The form letter inside touted the 800-462-3118 number, which led me to this Web page.

    I’d have to be an idiot to contact a deceptive bulk mailer that appears to have no business or physical presence.

    The fine print of my mailing mentioned Regency Mortgage LLC, 100 Galleria Parkway, Ste 270, Atlanta GA 30339. You’d have to wonder why a company 15 miles away would use an address 1,000 miles away on the outside of its mailing.

    Regency Mortgage has a Web site, but clearly the proprietors do not speak the English language property. It says the company “formerly expanded on May 1, 2006,” and has one single stockholder, Tracy McClure. An online search of the records of the Georgia Secretary of State finds a Regency Mortgage LLC with a different address of 345 Stonecastle Pass SW, Atlanta GA 30331. According to the Atlanta Journal-Constitution, Regency Mortgage received a $50,000 loan from the Small Business Administration on Sept. 14, 2006, four months after it “formerly expanded.”

    And why does this junk mail say: “This solicitation is not sponsored by, affiliated with, or authorized by the lender.” Seems kind of odd someone would be sending out bulk mail promoting a company that it has nothing to do with and that never authorized the mailing.

  • Lyn said,

    Rec’d junk letter for mort. refinance. Called 800-462-3118 (answered by “The Loan Center”)and asked to be removed 6/28 and also sent letter to mort. co listed in the fine print asking to be removed. Letter was returned for bad address so I hunted them down via their state license info only to find out the Mort. Co. Listed hasn’t authorized anyone (Including The Loan Center) to do mailers like this for them in years - address listed is their old address. I’m sending them a copy of the letter I received so they can track down who is using their name to do business without their authorization. I’m on every DNC/DNM list known to mankind.

  • Jeff Mercer said,

    I received one of these near-fraudulent notices today (8/28/07). I too have specifically opted out of all such junk mail advertising.
    They listed my lender, the amount of the original loan and of course my property address. Right under the very large and prominent heaading of “FINAL NOTICE”.
    In addition, they wrote solicitation to sound as much as possible like it was a legal notice of past due payment, rather than an unsolicited attempt to grab my wallet.

    In my case, the notice says it will be administered by First Fidelity Mortgage Group. First Fidelity is a large and established financial services company. I’m unclear as to how the sender of this junk mail is able to utilize First Fidelity and yet claim they are not sponsored, affiliated or even authorized by the lender.

    It’s literally the physical equivalent of getting Spam e-mail phishing for your personal information.

  • ken said,

    Gee, if these scumbags are trying to get people to call their number, let’s make their wish come true. - will make it a poimt to call them each day and perhaps give them an ID number which may or may not be accurate. Hmmmmm
    I have 3000 unused minutes/month on my cell phone which I am not afraid to use just to say hello to a scumbag.

  • Jim Williams said,

    SCAM, SCAM, SCAM

    I received a letter from this “company”. At the bottom it has call 1-800-462-3118 National Loan Refinance Center Call 24 hours a day 7 days a week.

    As every one else has said, they use First Fidelity’s logo within the notice. In the letter, this statement is at the bottom:
    First Fidelity Mortgage Group, 9607 Belair Road, Baltimore MD 21236, is an equal opportunity licensed mortgage broker and is not affiliated with the original lender. This document is not intended as an offer to extend credit nor a commitment to a loan. The interest rate, fees and terms presented herein are subject to change without notice and may not be available to all borrowers. Please call for current rates. Certain Terms and Conditions apply. Other programs available, subject to credit approval and qualification. License #’s: NC-L-134322 and SC-MB-0622801-0622802.

    The postage indicia has presorted standard u.s. postage paid mail source. The return address is 7801 triple lakes road, east carondelet, il 62240

    I repeat SCAM, SCAM, SCAM
    Please stay away from these moochers. They cannot and will not help you!

  • Jim Williams said,

    I found this for this “mortgage refinancer”

    Wall-Vern Products, Inc
    7508 Triple Lakes Rd, East Carondelet, IL 62240, (618) 538-7889

    Home Owners Beware!!!

  • Drake said,

    Home owners aren’t the only ones targeted now.

    This made me laaaaaaaugh…
    http://i230.photobucket.com/albums/ee41/bakslashr/occupancynotice.jpg?t=1189554715

    I’m surprised that a search for the phone number *still* only brings up this, and only this site on Google.

  • Erin said,

    I got the same thing in the mail today. They have my loan amount and banks name at the top of the document with final notice in big bold letters telling me I need to refinance now or stand to lose thousands of dollars. What a crock. Why doesn’t our goverment stop this kind of consumer abuse? They can’t do anything right in Washington and it doesn’t look like they are going to tackle this issue either.

  • Ronin said,

    2nd time here/2nd post. Got another one in the mail today. Looks just like a notice from the DMV.
    The number this time is changed to: 1-888-834-4606

    Reporting this spam mailing to the FTC, as I’m on the Do Not Mail list, and I’ve opted out of ALL credit offers from ALL companies, including my own mortgage company.

    This is clearly violating a federal law and I will be taking action this moron.

    I’ll also be contacting the postal authorities as well and filing a harassment complaint against them as this is UCE, Unsolicited Commercial Email and violates a postal law as well.

    Also, I’m curious to if this violates the Fair Credit Reporting Act.

    I’ll talk to an attorney tomorrow and find out for sure.

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